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Making Your Income Go Further
One thing that many people forget is that money doesn’t make us wealthy; knowledge does. If you’re on minimum wage or a low-paying salary and are struggling to make ends meet, or finding it a...
View ArticleHow To Prevent Debt From Ruining Your Relationship
Ah, Valentine’s day! The day when the price for a dozen roses multiplies by 10, and the entire world claims to love romance. This is the time of the year where we throw caution to the wind and spend...
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H&R Block Canada (#HRBTaxChat!) Twitter Party!
It’s my favourite time of year! Who am I kidding? Every personal finance blogger LOVES TAX time. It’s the time of year where you find out if you won at being really good at allocating your taxes, and...
View ArticleHow to Budget for Unexpected Expenses
This winter has been brutal. Extremely brutal. And I’m not just talking about the extreme cold, but the record snowfall as well. Let’s just say that I’ve spent more time indoors in the last 2 months,...
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Let’s do your taxes ( A Giveaway- Closed)
Ah, taxes! It’s one thing to pack all of our receipts and T4’s and head to an accountant, and completely other thing if you tackle doing them yourself. Perhaps it’s the personal finance nerd in me,...
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The Advantages of Owning a Home
Buying a house is one of the most important, and costly, financial decisions you can make in a lifetime. Even those that scoff at all types of consumer debt are still willing to take out a mortgage to...
View Article4 Reasons to Start Investing While You’re Still Young!
Living in the moment – and Instagram-ing, Facebook-ing, and Tweeting every second – seems to be the adage of the current “20-something” generation. It’s not always easy to even think about the near...
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What is a Credit Union? Uncovering the Financial Institution Alternative
The following part one for the credit union series is from Melissa, the newest contributor to Thirty Six Months, and a lifestyle PR professional in Toronto. You can find more from her at the Domestic...
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The Banking Basics of a Credit Union
This is the second post in our series about Credit Unions. As mentioned last month, Melissa Grosser, lifestyle PR professional in Toronto, is exploring the alternatives to banks, and seeing if a credit...
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Why You Should Invest In Property Before Age 30
I know it’s not something that we think when we’re tackling our student loans out of University or have to think about finding that perfect job that lets us grow and feel accomplished, but hear me out....
View ArticleCredit History: More is less and Less is more!
More payments, less (spending on) credit cards and more time, less interest. Does this sound confusing? Not if you look at it against the background of improving your credit history… Building up a good...
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Looking for a Career Change?
Ever wonder why we’re so trigger happy to switch jobs? In previous generations, it wasn’t uncommon for someone to stay with the same employer – and often the same role – for the majority of their...
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Credit Unions and Cars – The Simple Purchase
As of this December, the lease on my second car will be up. After eight years of leasing cars and enjoying two new vehicles in a row, I have taken it upon myself to figure out what will be better...
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Get The Credit You Deserve for Your Education – Credit Union Student Lending
Recently, I ran into my young cousin, who just started her final year of high school. As we spoke about the excitement of the home stretch of high school, my cousin and I began talking about university...
View Article5 Stock Picking Secrets Revealed
It’s easy to get tangled in the buzz of hot stocks every day, but picking a winner requires some serious work. When picking stocks, things like luck and coincidence can only take you to a bridge, not...
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Why You Should Be Excited for Tax Season: New Tax Credits for 2014
I love tax season, and finding out about new tax credits makes me giddy! It’s like auditing how good you are paying attention to your savings, and accounting during the year. Being an entrepreneur...
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Allowance for College Students – The Benefits and Drawbacks
Saying goodbye to a child leaving for college is never easy. Even though you knew the time was coming, it can be bittersweet. You’ve taught them right from wrong, good from bad, and how to be...
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Buying Your First House? Think Credit Unions
This is the fifth installment in our series about credit unions by contributing writer, Melissa. Over the past few We’ve taken a closer look at all the services that credit unions provide and whether...
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Three Ways to Earn a Passive Income
Few buzzwords and phrases related to building wealth have gained as much traction as “passive income.” A passive income refers to any earnings derived from any enterprise that the individual isn’t...
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6 Great Tax Tips for Entrepreneurs and Freelancers (+ Giveaway)
I love tax time. I know I say this all the time, but tax season is one of my favorites. And finding great tax tips of freelances is one of my favorite things to do. Not only because I truly enjoy...
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